Travel Points and Go

Borrowell vs Mogo: which one should you use to check your credit score?

EDIT: As of 2023, Mogo no longer offers the ability to check your credit score or free identity protection 🙁

Knowing your credit score is really important when you’re looking to apply for a credit card, personal loan or a mortgage. Basically, it’s a number that demonstrates your credit worthiness to financial institutions.

In Canada, there are many ways to check your credit score but it comes at a cost. For example, the credit bureau Equifax charges between $12 and $20/month for credit report monitoring.

But now, Canadian fintech companies Borrowell and Mogo both allow you to check regularly your Equifax credit score completely for FREE!  

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Ampli by Avion Rewards review (2022): the best Canadian cash back app!

EDIT:  The Ampli app is no longer accepting new customers! The last day to redeem your cash back is be Dec 11, 2023 and the Ampli app will be discontinued as of Feb 1, 2024!

This past year, there’s been an increase in the amount of shopping done in Canada. In fact, online shopping has almost doubled to record new highs due to the pandemic!

With so much shopping taking place, wouldn’t it be great to have an app that rewards you for your everyday and online purchases?

Well turns out, there is!

Ampli by Avion Rewards is a cash back app that rewards Canadians for their everyday purchases at participating stores. This review of the Ampli app will highlight all the details you need to know about this cash back app.

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Mogo review 2022: check your credit score for FREE in Canada

EDIT: The MogoCard is no longer being offered as of April 5, 2023 and will be discontinued as of June 6, 2023.

EDIT: As of 2023, Mogo no longer offers the ability to check your credit score or free identity protection 🙁

In Canada, it’s expensive to check your credit score and report. For example, the credit bureau Equifax charges between $12 and $20/month for credit report monitoring.

Well, if you want a FREE alternative, register with Mogo to get your Equifax credit score on a monthly basis!

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Open a Tangerine chequing and savings account and you could earn up to $150!

There’s a new promotion since the Raptors are out of the 2020 NBA Playoffs

EDIT on Nov 24, 2020: Sadly, the Raptors are out of the NBA Playoffs now. Thus, the promotion has been updated with a new promo code ‘EARNMORE‘. New clients who use that code can still earn 2.10%* interest when they open a Tangerine Savings Account and Chequing Account with a $150* bonus when payroll requirements are met. Offer valid until January 31, 2021.


The 2020 NBA Playoffs have started and the Toronto Raptors, 2019 NBA champions, are hoping to defend their title. The official bank of the Raptors is Tangerine bank and they’ve just introduced an exciting promotion for new clients.

If you become a Tangerine client within 24 hours of a Raptors NBA Playoffs win, you could earn 2.10%* savings interest and $250* bonus when you add your payroll.

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Earn bonus rewards on your credit card purchases this summer.

This summer, many Canadian banks are introducing new temporary measures in response to the corona virus pandemic. To provide ongoing value to their customers, many banks are now offering increased earning potential on some of their credit cards.

In fact, credit card issuers are proposing higher earning rates in select categories including groceries, food delivery services and restaurants.  

Here is a summary of some of the bonus credit card offers by Amex, RBC, CIBC and TD.

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NordVPN review (2022) – Is it the best VPN available?

These days, it’s so easy to connect to the Internet via our computers, laptops and mobile devices. But, when connecting to an unsecured Internet connection (like public Wi-Fi), there’s a risk that someone may steal your private data and identity.

In order to minimize the risk of being a cyber crime victim, it’s best to use a virtual private network (VPN). A VPN allows your computer or mobile device to connect securely via an encrypted connection to the Internet.

In this NordVPN review, I will explain the benefits of using a VPN and why NordVPN is the best VPN to protect yourself on the Internet.

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How to earn cashback with food delivery apps

With the current COVID-19 pandemic, many people are staying home to protect their families & friends and help flatten the curve. It’s no surprise then that housebound folk are ordering takeout via popular food delivery apps like Skip the Dishes, DoorDash and Uber Eats.  These apps allow you to order meals from a variety of local restaurants and have it delivered straight to your door.

 But, did you know it’s also possible to earn cash back with these food delivery apps?

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