Spring 2022 offers on the Scotiabank Passport Visa Infinite card & American Express Gold card

Today, Scotiabank has come out with new Spring 2022 offers on some of their most popular no foreign transaction fee credit cards.

This includes the Scotiabank Passport™ Visa Infinite Card with a welcome bonus of 35,000 Scene+TM points and the Scotiabank Gold American Express card with a welcome bonus of 45,000 Scene+TM points (worth $450 towards travel purchases). Note that these amazing offers are only valid until July 4, 2022.

Scene+ points are quite versatile since you can easily redeem them against any eligible travel purchase charged to your card. With a bonus of 35,000 to 45,000 Scene+ points, you can save $350-$450 on travel purchases during your next vacation.

Now, let’s go through the details of each card.

Scotiabank Passport Visa Infinite Card

The Scotiabank Passport™ Visa Infinite card lets you earn Scene+ points on every purchase.

There’s also currently a very generous welcome bonus of 35,000 Scene+ points (worth $350 towards travel purchases) for new cardholders in their first year. To unlock the full welcome bonus, complete the following 2 criteria:

  • Earn 25,000 Scene+ points after spending $1,000 in in everyday eligible purchases within the first 3 months.
  • Earn an additional 10,000 Scene+ points after spending $40,000 in eligible purchases annually.

Breaking it down, you could easily unlock the bonus 25,000 Scene+ points with spending $334 per month in the first 3 months of having the card. To unlock the additional 10,000 points, you would need to spend an extra $40,000 ($3,334 per month for 12 months) which is certainly challenging for most people.

Also, this card does have an annual fee of $139. But, the $50 fee for the first supplementary card is waived for the first year only.

Scotiabank Passport Visa earning rates

 In regards to daily spending, here are the Scotia Passport Visa Infinite card’s earning rates:

  • 2 Scene+ points for every $1 spent on eligible grocery stores, restaurants, fast food, entertainment and transit purchases in Canada.
  • 1 Scene+ point for every $1 spent on other purchases.

The Scotiabank Passport™ Visa Infinite card is offering up to 25,000 bonus Scene+ points after just spending $1,000 in the first 3 months. This is a decent offer so consider applying before this promotion ends on July 4, 2022.

Scotiabank Gold American Express® Card

Like the Scotia Passport Visa Infinite card, the Scotiabank Gold American Express card lets you earn Scene+ points on every purchase.

There’s also currently a very generous welcome bonus of 45,000 Scene+ points (worth $450 towards travel purchases) for new cardholders in their first year. To unlock the full welcome bonus, complete the following 2 criteria:

  • Earn 25,000 Scene+ points after spending $1,000 in in everyday eligible purchases within the first 3 months.
  • Earn an additional 20,000 Scene+ points after spending $7,500 in eligible purchases in the first year.

Breaking it down, you could unlock the full welcome bonus of 45,000 Scene+ points if you spend a minimum of $625/month on your card for an entire year. You would earn 25,000 points on your second month of spend and then the additional 20,000 points after 12 months of spend (or less).

Also, this card does have an annual fee of $120 and a $29 fee for each supplementary card.

Scotiabank Gold Amex earning rates

 In regards to daily spending, here are the Scotia Gold American Express card’s earning rates:

  • 5 Scene+ points for every $1 spent on eligible grocery stores, restaurants, fast food, drinking establishments & entertainment purchases in Canada. This also includes popular food delivery services.
  • 3 Scene+ points for every $1 spent on eligible transit, rideshare, gasoline purchases & select streaming services (like Netflix) in Canada.
  • 1 Scene+ point for every $1 spent on other purchases.

The Scotiabank Gold American Express card is offering up to 25,000 bonus Scene+ points after just spending $1,000 in the first 3 months. This is a decent offer so consider applying before this promotion ends on July 4, 2022.

Best option to redeem your Scene+ points

Previously, these Scotiabank credit cards used to earn Scotia Rewards points. In December 2021, the Scotia Rewards and SCENE loyalty programs merged to become the new Scene+ loyalty program.

These new Scene+ points can be used for a variety of items like movie tickets, gift cards, merchandise, statement credit and more. But like before, redeeming Scene+ points for travel purchases provides the best option for your points.

Apply points against any travel purchase

Your best bet for redeeming your Scene+  points is with the “Apply Points to Travel” option. It allows you to redeem your Scene+ points to offset any type of travel purchase charged to your card within the past 12 months! This includes flights, hotels, cruises, car rentals but also train tickets, Airbnb’s and more.

The flexibility of this option allows you to redeem 100 Scene+ points for $1 off any travel purchase on your card. Note that you need to redeem a minimum of 5,000 Scene+ points towards an “Apply Points to Travel” redemption.

Redeem your Scene+ points against Airbnb & other travel purchases

To use the “Apply Points to Travel” option, follow these steps:

  1. First log into your Scene+ account and click on “Rewards”.
  2. Next, select the “travel” option and then the “Apply Points to Travel” section.
  3. From there, select your Scotiabank card (if you have more than one) and you should now see all your travel purchases for a select time period.
  4. Select which travel transaction you want to redeem your points against and this will show a summary on the side of the screen.
  5. Finally, click “Continue” to finish the process.

Lastly, it should take 2-3 business days for your redemption to appear as a credit on your Scotiabank card. 

No Foreign Transaction fees

Most credit cards and banks will charge a 2.5% foreign transaction fee on purchases not in Canadian dollars.

But, the Scotiabank Passport Visa Infinite & Scotia Gold Amex cards have no foreign transaction fees! This means you will not pay the pesky 2.5% foreign transaction fee on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.

Summary

Overall, Scotiabank has come out with some decent offers on it’s credit cards that don’t charge any foreign transaction fees!

The Scotiabank Passport™ Visa Infinite Card is offering a welcome bonus of up to 35,000 Scene+ points if you apply before July 4, 2022

Also, the Scotiabank Gold American Express card is offering a welcome bonus of up to 45,000 Scene+ points (worth $450 towards travel purchases) if you apply before July 4, 2022

Without a doubt, the best use of your Scene+ points is offsetting the cost of any travel purchase with the “Apply Points to Travel” option. With these Scotiabank welcomes bonus offers, you can save $350 to $450 on travel purchases during your next vacation.

Do you plan on applying for either one of these Scotiabank cards? Let me know in the comments below.

Disclosure: Scotiabank is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, please visit the Scotiabank website. 

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