The TD First Class Travel Visa Infinite Card is a great credit card for Canadians who want to earn valuable TD Rewards points for future travels.
Now is a great time to apply for the card as the annual fee is waived for the first year. Plus, it’s offering a welcome bonus of up to 100,000 TD Rewards points if you apply before September 5, 2023.
Also, the cash back website, Great Canadian Rebates (GCR) is offering a cash back bonus of $100 if you’re approved for the TD First Class Travel Visa Infinite Card before June 30, 2023!
Up to 100,000 TD Rewards points & first year free!
The TD First Class Travel Visa Infinite Card is offering a welcome bonus of up to 100,000 TD Rewards points until September 5, 2023!
To unlock the full welcome bonus, complete the following 3 criteria:
- Earn 20,000 bonus TD Rewards points after your first card purchase.
- Earn an additional 80,000 TD Rewards points after spending $5,000 in the first 180 days of account opening.
- Also, there’s an annual birthday perk where you can earn 10% of your TD Rewards points earned in previous 12 months, up to a max of 10,000 points per year.
Plus, this card is FREE for the first year with an annual fee rebate (of $139) for the primary cardholder and first additional cardholder.
To apply for this card, you’ll need a $60,000 annual personal income or $100,000 annual household income. Other conditions apply.
TD First Class Travel Visa Infinite card earning rates
With the TD First Class Travel Visa Infinite Card, you’ll earn:
- 8 TD Rewards points for every $1 spent on travel booked through Expedia for TD.
- 6 TD Rewards points for every $1 spent on grocery & restaurant purchases.
- 4 TD Rewards points for every $1 spent on recurring bill payments.
- 2 TD Rewards points for each $1 spent on all other purchases.
Note that there’s a $25,000 annual cap for the total amount spent on groceries, dining, and recurring bill payments. Afterwards, the earning rate drops down to the base rate of 2 points per dollar spent.
If you reach that threshold or want a higher return on grocery purchases, consider the Amex Cobalt card as it gives the equivalent of 5% back on grocery purchases!
Learn more about the best Canadian credit cards to use for groceries.
Redeem your TD Rewards points
There are many ways to redeem your TD Rewards points which can be found on the TD Rewards homepage.
Your best option is to redeem your TD Rewards points is booking travel through the Expedia® for TD online travel portal. It allows you to book flights, hotels, car rentals, cruises and anything else available on Expedia. This option allows you to redeem your points at a rate of 200 points = $1, or 0.5 cents per point.
Next, you can redeem your points directly against any travel purchase on your TD First Class Travel card which provides more flexible travel options. However, this rate is slightly lower at 250 points = $1, or 0.4 cents per point.
Also, you can also redeem your points for gift cards or statement credit. But, this option gives you the least value for your points at a rate of 400 points = $1, or 0.25 cents per point.
Thus, the value of the welcome bonus of 100,000 TD Rewards points differs according the the following options:
- Booking travel through Expedia® for TD – $500
- Book any type of travel – $400
- Redeem points for gift card or statement – $250.
Lastly, your TD Rewards points never expire as long as your account is open & in good standing. If you cancel or switch your card, you’ll have 90 days’ time to redeem your TD Rewards points.
Card benefits & Insurance
The TD First Class Travel Visa Infinite card comes with some unique benefits:
- A $100 annual travel credit – Book accommodation (hotel, motel) or vacation package through Expedia for TD of $500 or more and receive a $100 statement credit every year.
- Save with Avis Rent A Car and Budget Rent A Car – Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
Plus, the card has a good suite of insurance coverage:
- Travel medical insurance
- Trip cancellation & interruption insurance
- Flight delay insurance
- Delayed and lost baggage insurance
- Car rental collision and loss damage coverage
- Purchase security & extended warranty protection
Please review the TD First Class Travel Visa Infinite insurance certificate for terms and conditions.
Bonus $100 when you apply through Great Canadian Rebates
Here’s where the interesting cash bonus comes in. If you apply for this card through Great Canadian Rebates before June 30, 2023, you could earn a $100 bonus!!!
What’s Great Canadian Rebates (GCR) you ask? For those unfamiliar, it’s a website that offers cash back rebates on almost every online purchase with select Canadian merchants. This includes stores such as: Sport Chek, Amazon.ca, Home Depot and many more. The cash back rate will vary between 1% to 8% with the average being 4% for most vendors; but they also provide cash back when you apply to certain financial products.
Interested in getting this offer? Here’s what you’ll need to do:
- Sign up for Great Canadian rebates through this link, or login if you already have an account.
- Choose your cash back method such as Paypal, egift card, or direct deposit. My preference is to be paid by Paypal and then deposit the funds directly into my bank account.
- Type “TD First Class Travel Visa Infinite” in the search bar to find this offer or look under Categories > Credit Cards & Finance and scroll down to find it.
- Click on the link to apply which will open in a new browser tab.
- Proceed with the TD card application by providing your personal information like address, date of birth, employer and income.
*Important Note* applying for this credit card will result in hard inquiry by TD on your credit report.
Once you’re approved, GCR will keep track of your application and send the cash back about 2-3 months later, (usually by the 28th of the month). To help you out, you can refer to the following schedule.
Next, TD will send out your credit card in the mail usually within 1-2 weeks.
Summary
The TD First Class Travel Visa Infinite Card is a fantastic credit card to earn TD Rewards points on all your purchases! Apply before September 5, 2023 to earn up to 100,000 TD points which is worth $500 towards travel bookings made via Expedia® for TD.
Plus, you don’t pay the $139 annual fee in the first year!
For those that don’t have the card, consider applying through Great Canadian Rebates (before June 30, 2023) to get a bonus of $100 cash back! That means you could earn up to $500 + $100 = $600 in value with this one card!!
Also, TD has the TD Rewards Visa card which has no annual fee but lower earning rates.
Do you plan on applying or already have the TD First Class Travel Visa Infinite card? Let me know in the comments below.
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