Indigo (aka Chapters/Indigo) is Canada’s largest bookstore chain and one of my favorite places to shop. Not only do they have a wide selection of books, but they also sell accessories, home decor, stationery, electronics (like the Kobo e-reader) and toys.
With Black Friday & holiday season right around the corner, learn how to earn some extra cash back with your online purchases at Indigo!
How?
In this article, I’ll explain how to earn up to 8% cash back at Indigo.ca with cash back apps and cash back websites.
Cashback apps
The first way to earn some extra money is by using cashback apps on your smartphone. These apps allow you to earn cash back with your everyday purchases with partner brands.
So how does it work? Easy.
- Create an account and link your debit and credit cards.
- Shop at partner retailers (online or in-store).
- Receive cash back on your purchases.
- Cash out your money once you’ve reached the minimum threshold.
Now it might seem worrisome linking your financial debit/credit cards to some third party app. But keep in mind that these apps do not get access to your bank account or login credentials nor can they withdraw money from your account. The reason for linking your banks cards to the app is to keep track of your transactions with partners and automatically credit you the cash back.
There are two Canadian cash back apps, Paymi and Ampli, that are offering cash back with purchases with Indigo.ca this holiday season.
Paymi
Paymi is a cash back app that appeared in 2018 and is supported by CIBC. They have partnered with many brands and stores including Staples, J. Crew, Burger King, Leon’s, Sportchek and Indigo.
It’s FREE to join Paymi and their app is available on the Apple App Store and Google Play Store.
Download the app, create an account with basic personal info (email, birth year, postal code & gender) and then link your debit/credit cards to your account.
Also, don’t forget to use referral code : FXT5-H23R-1123. Thanks for your support 😉
If you’re a CIBC customer, you can register for Paymi using your CIBC online banking info.
Right now, Paymi is offering 2% cash back on purchases with a connected card at Indigo.ca!! There’s no end date for this promotion but the app does state that it expires soon!
Lastly, the Paymi payout minimum threshold is a reasonable $2 and is paid out by Interac e-Transfer.
Ampli
Similar to Paymi, Ampli is the newest cash back app available to Canadians. It launched in summer 2019 and it’s supported by RBC Ventures.
There are many offers from various Canadian partners and stores. Some featured brands include WestJet, Rexall, The Source, DAVIDsTEA, The Keg, Freshii, Landmark Cinemas and Indigo.ca
It’s FREE to join Ampli and their app is available on the Apple App Store and Google Play Store.
Download the app, create an account with basic personal info (email, phone & postal code) and then link your debit/credit cards to your account.
Also, register with code: MOVIE10 and link a bank card to your account to earn a bonus $10. Offer valid till December 31, 2019.
Currently, Ampli is also offering 2% cash back with online purchases at Indigo.ca until January 30, 2020. Plus, there’s a 1% bonus if you pay with a RBC bank card.
Keep in mind that the Ampli payout minimum threshold is $15 and is paid out by Interac e-Transfer.
Cashback websites
In addition to cash back smartphone apps, you can also earn money with your online shopping through cash back websites. These websites reward with your cash back by going through them to shop with their online partners.
The process is quite easy.
- Log into the cash back website before doing your online shopping
- Search and click the retailer you wish to shop with. This usually opens a a new Internet browser tab.
- Proceed with your online purchase as normal.
- Some time later, receive cash back in your account!
These are the general steps but may vary depending on which cash back website you use.
Some Canadian cash back websites include Rakuten.ca and Great Canadian Rebates (I’ve previously written about how to earn $60 cash back by applying for a credit card with Great Canadian Rebates).
Currently, Rakuten.ca is offering 4% cash back on online purchases at Indigo.ca on books, toys, gifts and more. Plus, they’re offering 2% cash back on electronics and gift card purchases.
On the other hand, if you rather earn airline miles instead of cash back, check out the Aeroplan e-store. They are offering 10X miles for every dollar spent at Indigo.ca which is a fantastic offer to top up your Aeroplan account!!
Summary
There are many opportunities to earn cash back on online purchases in Canada. This includes cash back apps like Paymi and Ampli and cash back websites like Rakuten.ca and Great Canadian Rebates.
Remember that if you’re shopping at Indigo.ca this Black Friday weekend, you can earn up to 8% cash back through various sources:
- 2% cash back with the Paymi app,
- 2% cash back with the Ampli app (+1% if using an RBC card),
- 4% cash back via the Rakuten.ca website.
None of these methods are mutually exclusive so you’ll be able to use them all! Just remember to register your credit card with both Paymi and Ampli before your Indigo.ca purchase.
Happy Holiday shopping 🙂
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